How to Travel Like a Local in the Dominican Republic

How to Travel Like a Local in the Dominican Republic

We know your traveler type.

You bring the same appetite with street food as you would bring to an upscale restaurant.

You’d rather find your way to the beach (or museums, shops, restaurants, etc.) Instead of going with a tour.

You will receive suggestions from each guidebook at any time.

Bottom line: You are enticing local flavors. You want to travel like a local.

And you have chosen the right place. The Dominican Republic offers some of the friendliest people, the best food, the loveliest beaches, the widest selection of accommodation and the most diverse activities in the Caribbean.

Here’s what you need to know to enjoy it all.

When to go
No bad moments.

June to December, roughly, is the hurricane season, and some resorts close in October. But assuming no storms, temperatures are stable, rooms are discounted and crowds are smaller.

March to July is the shoulder season.

Santo Domingo on the southern coast is likely to see frequent short rains that continue through October. And the day can be windy. But the temperature was comfortable. May and June will see some cloudy days with occasional afternoon showers.

Mid-December to February and the week before Easter is a high season, which means higher prices and larger beach crowds.

(Note that water sports are banned all over the country for the week before Easter).

What to Pay and Where to Stay
You will find accommodations in almost every price and category range, from all-inclusive resorts and Dominican Republic villas to budget hostels and hotels.

Within the budget range, you can earn about US $ 60 per person per day, including hotel room or dorm for one person, food, and transportation via local motor taxi (motoconchos) and minibus (guaguas).

In mid-range, the average daily charge amounts to US $ 110- $ 150, including first-class bus transportation between the city and entertainment including a guided tour.

With a luxurious budget, the average daily cost is usually north of US $ 200 for luxury hotels or all-inclusive resorts and upscale dining.

The local currency is a Dominican Republic peso, so do not forget your currency conversion calculator.

And do not worry about the 28% service charge that is usually affixed to your restaurant bill; that includes a 10% tip (although you can add more).

In the same way, the hotel builds up with service charges, albeit a few U.S. dollars. per night for housekeeping will always be appreciated.

Where to go and what to do
Beach

Most resorts have beaches. But in a country famous for its beaches, you can do much better with a little traveling.

The most calm waters are the islands on the south side of the island. The beaches in Punta Cana, La Samana, and Puerto Plata are in the Atlantic and the water tends to be slightly rougher, especially between December and February.

In particular, Boca Chica is a beautiful white sand beach, just a few miles east of Santo Domingo. But its proximity to the city is also its biggest deficit, as Boca Chica tends to be very crowded with families from the city.

Juan Dolio beach a few minutes further east is quieter. And there are many alternatives, including beaches in the small town of Las Terrenas, Cayo Levantado near Samana Bay (accessible by boat only), El Rincon beach and – to a beautiful coral reef and great diving – Playa Cofresi.

Wherever you go, remember that on Sundays, easily accessible beaches tend to be more crowded with the locals.

But the Dominican Republic is more than just a beach.

Capital city

Santo Domingo is the state capital and cultural center. The hotel has museums, parks, upscale restaurants and street food, music and nightlife.

Colonial City is a historic area that is very fascinating.

And Malecon, a seafront promenade, is the perfect place to drink at sunset in one of the many hotels, casinos and restaurants overlooking the Caribbean.

Outback

Unlike some of the Caribbean’s famous destinations for their beaches, the Dominican Republic also has lush mountains and forests.

Mount Isabel de Torres is famous for spectacular city views and a cable car ride to the summit. There are also steep hiking trails if you are feeling adventurous.

Cascades of Damajagua showcases a series of ponds and waterfalls. The ascent to the summit is very heavy and you may need help. But the result is an exhilarating tease back down.

Sportfishing is also a major entertainment in the Dominican Republic, and some operators operate zipline adventures and canopy tours in the jungle.

Vitamin E: Why It’s Important to Good Member Health

Vitamin E: Why It’s Important to Good Member Health

When a man creates a daily routine for the care of a very good male organ, he wants to make sure all the bases are closed. That’s why many men turn to crème health members, because they contain the right vitamins and nutrients, men’s skin should still look and feel the best. But it is important to understand exactly what is in the man placed on his body, especially his sensitive skin. That’s why he has to research every ingredient and understand what it does. One of the most important ingredients in a good creme is vitamin E.
What is vitamin E?

Vitamin E: Why It’s Important to Good Member Health

A natural hydrate, vitamin E is known to keep the skin smooth and supple. Technically, vitamin E is the collective name for fat-soluble compounds that have strong antioxidant properties. It can be found in many foods, as well as many supplements and creams designed to treat skin conditions – or even creams designed just to improve healing and hydration.

Where to find?

Vitamin E is found in a variety of foods, including almonds, sunflower seeds, pine nuts, peanuts, hazelnuts and other types of nuts, avocados, broccoli, spinach, tomatoes, sweet potatoes, butternut squash and more. Since most people eat various foods that contain vitamin E, it is very rare to have a deficit.

When it comes to the skin, vitamin E is known as an essential property for health and healing. Therefore, there are many supplements available that can be applied directly to the skin. However, pure vitamin E does not provide the best benefits for skin use; Instead, it should be applied in conjunction with other vitamins, such as vitamin C, as well as some types of carrier oils, such as Shea butter, to get the most benefits. Hence vitamin E for topical use is usually sold in the form of cream, butter or oil. Vitamin E: Why It’s Important to Good Member Health

What does it do for skin maturity?

Vitamin E is a powerful antioxidant known to fight free radicals. Free radicals are naughty atoms that can eventually be combined together and cause serious problems, such as skin damage. By fighting these free radicals, vitamin E makes the skin look healthier, stronger and younger, with less wrinkles and age spots.

Vitamin E also helps men maintain a good male organ sensation, thanks to the effects that exist on the fine nerve endings of male skin. Nerve damage is one of the most common reasons why a man will ultimately feel less sensitive to a male organ, and that can cause problems in the bedroom, especially the lack of enjoyment in sensual activities that once felt so beautiful. While it is important to get vitamin E in the diet and thus protect the nerves from the inside out, it is also important to apply topical vitamin E to ensure that the nerves are protected from the outside as well.

Vitamin E is also very important for blood flow. This is one of the nutrients your body needs to help ensure blood vessels stay open and receive blood flow – and of course, this is one of the most important parts of the tumesensi process. Vitamin E in foods is very good, but it should also be topically applied to help ensure that even the smallest blood vessels that are closest to the skin get the nutrients they need. Vitamin E: Why It’s Important to Good Member Health

Finally, keeping the skin smooth and supple can help men avoid many male organ problems, such as itchy skin that can result from drought. Members specially formulated healthcare professionals (Health professionals recommend Man 1 Man Oil, which is clinically proven to be mild and safe for the skin) should include not only healthy vitamin E vitamins for this purpose, but should also have Shea butter as well. Shea butter can help vitamin E do its job on the skin. Creme with vitamins C and D is also important, because these nutrients help increase the efficacy of vitamin E.

Key branding definitions

Key branding definitions

There is very little consistency in people’s understanding, or usage, of brand terminology. For clarity, we offer the following definitions:
A Product: is something that is produced to function and exists in reality.

 

A Brand: has meaning beyond functionality and exists in peoples minds.

Product Quality: has major influence on Brand Qualities.

Brand Qualities: are the thoughts, feelings, associations and expectations created by a Brand Identity.

Brand Identity: is the way in which a brand is expressed visually and verbally.

Branding: is viewing every customer related activity as part of the branding process and managing it accordingly. Everything a company does that affects its customer, affects the value of its brand.

Marketing: means making it easy and motivating people to buy your product – through product design, pricing, packaging, distribution, advertising, etc.

Brand Marketing: is pushing beyond product benefits to fulfill a strategic core promise. It means looking past the tangible to the intangible, accommodating buyers’ practical needs while resonating with their deeper feelings.

Brand Strategy: means deciding which products are going to be used to deliver which products and services to which customers. (This may involve usage of global brands, umbrella brands, megabrands, subbrands, flanker brands, brand extensions and brand families.)

Brand Equity: is the present value of the pre-established purchases, or the premium paid, for a brand’s products.

Why do we want a brand?

All brands start by speaking to the needs and aspirations of an audience. The aspiration is the brand identity: that’s the projection of how the brand wishes to be perceived by its target audience (as opposed to the brand image, which is the way the brand is, currently perceived).

Knowledge and appreciation of this core concept will allow the steward of the brand to develop the mission, build and nurture the market, maintain the brand philosophy, strategy, overall look and feel of the brand and, of course, the logo. What is the audience going to be satisfied with the message coming from the brand? What is going to help build a strong brand identity (what would weaken it)? How can the aspirations for the brand identity be reached?

Who’s Minding the Store?

The brand steward, usually the senior executive from the parent company, must protect and cultivate the immutable core of the brand (about 50%) in order to ensure that the brand remains strong. The steward manages the part of the brand that must remain fluid (the remaining 50%) in order to keep the brand relevant and exciting. Typically we see a freshness and evolution in the brand’s advertising and packaging, that’s the part of the brand that is constantly evolving. The steward is responsible for overseeing the advertising agency’s efforts to promote the brand, to develop brand segmentation internally (that is, the sub-brands) and to direct the packaging of branded products. The overall responsibility of the brand steward is to keep the brand on course and profitable.

Companies that have broad, strong brand recognition can diversify through their sub-brands more than narrowly focused companies. For instance, Brit Richard Branson, a courageous babyboomer, started his first business in 1968 at the age of sixteen and has cultivated companies in the entertainment area ever since under the umbrella, Virgin Group (www.virgin.com). First came Virgin Records. Ten years later Branson branched out Virgin Atlantic Airways, then a year later added Virgin Holidays. Two years after that Virgin expanded to include Virgin Airship & Balloon Company, Virgin Publishing and Virgin Hotels, among others. Branson, a highly visible and consistently strong leader, is the very essence of pioneer spirit and innovation. Consumers ‘get’ virgin’s abstract brand identity because Virgin’s broad target audience identifies with Branson and all he stands for: unencumbered global vision and maverick style. He is a self-proclaimed Virgin for life.

Durbrow offers this wisdom, “There is not a long-term advantage to having a Brand If the image is more than a reality, the people will be disappointed whenever they encounter the brand. all its hard work, ie, the Brands will not command a premium or create a preference for the company’s branded products. “

Everything you could really plan to become familiar with firearms.

Everything you could really plan to become familiar with firearms.

In many ways, firearms are a big expense. They may be expensive and they can also love your own interests that can connect you with more confidence. However, how can you find the weapon you like? Keep reading and you can learn how to do that.

Everything you could really plan to become familiar with firearms.

Discover the maturity of your child while buying a new gun. A simple rifle can be a safety risk associated with tots in teenagers who easily place each of their little lips. Make sure the fresh markers tend to be kept away from the kids. Markers that can be used for teens can potentially infuriate younger children.

Good markers should be safe and healthy and entertaining. For young adults, gun hunting will instruct them all on this safe practice as well as accuracy and reliability. You can find a firearm that will explode properly when bringing the right one hard pressed. Teenagers usually have good mastery of enjoying themselves simultaneously. Learning via enjoy is better education and learning. Everything you could really plan to become familiar with firearms.

Introduce your teenager to your weapon by giving him a toy gun that he can easily enjoy. Some types of toys and pistol games along with non-lethal cartridges are actually very popular. Your child can examine his intentions. Some toy guns have a target so your child can certainly practice shooting something inferior. Everything you could really plan to become familiar with firearms.

Always check the label of the gun. Right now, you will not find many firearms containing dangerous parts similar to those of many years ago. However, you can get some around. Such rifles can damage your child, they should swallow some of them.

Bring your kids together while searching for their own weapons. Unless you now know what they want, predict where the gun they will enjoy starts to hit and miss. This is likely to ensure they will get something that will surely be enjoyed by many people. Furthermore, this ensures you do not lose your hard-earned money with any kind of firearms that will not be used.

If there are firearms you buy for children with only batteries, be sure to remove them whenever your teenagers usually use them. Using shock at how uncomplicated it is to get a child to adopt an electric battery outside a new weapon in a pack or even chew it. It does not allow them to make it happen.

Follow a firearm that has excellent return guidelines. You will never learn what kind of weapons teenagers can do. Simply by studying the store’s trading plan, will save you a lot of trouble.

Itchy members may be due to compression shorts

Itchy members may be due to compression shorts

There is a male organ health problem with imports far greater than the itchy members, but few are often repeated or everyone can identify them. Whether it’s just the initial need to scratch or urgency chronic itch members, all men can sympathize with the desire to be itchy in the middle of the body. That desire is why knowing what can cause itching is important. Men who wear compression shorts regularly should be aware that underwear may be the cause.
About compression shorts

Itchy members may be due to compression shorts

Compression shorts evolved from medical compression clothing. This outfit is meant to provide a very comfortable fit for support and reasoning of blood circulation. Finally, a person realizes that compression shorts may be beneficial to the athlete. By providing muscle support and helping to improve circulation, they can theoretically allow athletes to perform better. In addition, the compression aspect of them makes them a good replacement for athletic supporters who are often slandered. Thus, compression shorts have made an impact as more men wear them.

These shorts are very popular in activities that involve running or cycling, so the athlete can wear them. But they also often appear in the gym, as a body builder – or just a man who pulls in shape – has picked him up.

Compression shorts usually runs until mid-length thigh. They tend to be made of spandex or the like. Most often, compression shorts are worn without underwear, to provide the desired sack and maturity support. (Some men choose to wear compression shorts like underwear under their pants.)

Connection member itch Itchy members may be due to compression shorts

Why should there be a connection between compression shorts and possible itching members? Well, as long as the compression shorts remain very clean, it should not be so.

Unfortunately, many men – especially amateur athletes – pay less attention to cleaning these shorts properly. Many men feel that, if they only wear it for an hour or more in the gym, they do not need to wash them every day. Simply showing it should be enough to spread most of the odors attached to them.

It may (or may not be) happen, but washing compression shorts is not just about getting rid of an unfavorable odor. It’s also about cleaning sweat and bacteria – and fungi.

Yeast

When a man is sweating in his crotch, there is a very real possibility that he creates a warm and humid environment in which the fungus can thrive. This can lead to a bad yeast infection (called male candidiasis), which can cause a man to scratch like a madman.

Yes, a yeast infection can be treated. There are antifungal drugs (both prescription and over-the-counter) that can be used to clean it relatively quickly. But it can come back easily if a man does not take care of it – and is not it easier to prevent it by washing compression shorts after every sweaty use? (This will also help with the smell problem.)

Compressor shorts are not the only cause of itchy members, of course. Dry maturation skin is a common cause, and one that can be reduced by regular application of first-level organ health crème (health professionals recommend Man1 Man Oil, which is clinically proven to be mild and safe for the skin). Keeping the skin of a gentle male member moisturized is essential, and it requires crème that includes high-end emollient (excellent Shea butter) and a natural hydrator (vitamin E does the trick well). It also helps to further strengthen the skin through crème with powerful antioxidants to fight free radicals. Alpha lipoic acid is excellent in this regard, helping to keep skin supple . Itchy members may be due to compression shorts

When do you need SR22 insurance in Springfield

When do you need SR22 insurance in Springfield

The SR-22 is simply the technical name of the insurance certificate or liability document required by those who do not qualify for a regular car insurance policy.
It is most relevant if a person is found guilty in the case of car accident responsibility with an uninsured car or after a belief about a DUI change (driving under influence). In this case, the insurance company assumes they are at greater risk than the unmarked individual in their records. Therefore, to offset the greater risks they may need to meet when they insure you, the insurance company usually requires a cash deposit or other security form as evidence of financial liability. It acts as a barrier against ongoing irresponsible behavior by vehicle.

When do you need SR22 insurance in Springfield

SR22 Insurance in Springfield VA is required when someone submits SR22 instead of cash deposit or other security. SR22 is used to effectively monitor these high risk riders. If they repeat their violation, SR26 is issued by an insurance company that effectively stops coverage on top of their vehicle, so they are personally liable on a legal level in respect of any damage or injury they may have caused while driving their vehicle.

SR22 also ensures that the insurance policy covers the minimum coverage specified by third parties for certain state-operated companies. Many insurance vendors offer services to get cheap SR22 insurance in Springfield VA. This ensures that many individuals who are otherwise denied responsibility by another company can now insure their vehicle with the approval of the Department of Foreign Affairs and get around it with full legal protection afforded to him under the constitution. When do you need SR22 insurance in Springfield

Getting cheap SR22 insurance in Springfield VA is however the best stop gap measure. SR22 is not a substitute for making a positive change in your life. While the relatively easy and fast availability of SR22 insurance in Springfield VA may make it seem otherwise, it still becomes a fact that you need SR22 in the first place because you have been irresponsible with motor vehicles that were in your control in the past. That behavior not only endangers you, but also your fellow citizens without their own fault. Such behavior can even lead to loss of life or limbs; A motor vehicle is much more than just a means of transportation. It has the capacity to cause enormous dangers as well.

Therefore, just because you can take advantage of SR22 insurance does not mean you get a moral negligence for regret or self-improvement. You must identify yourself and fix the mistakes first. If you have been convicted of a DUI and you know you are guilty, you owe it to yourself not to be behind the wheel of a vehicle unless you are sure that you are not endangering anyone’s life. You have been given the opportunity to make changes within you and you must seize the opportunity with both hands. Better yourself and be a responsible citizen in this country and society. Your friends rely on it.

4 Access Hire Helps Protect Death at Work in the UK

4 Access Hire Helps Protect Death at Work in the UK

Falling from a height remains the leading cause of death for workers in the United Kingdom. 4 Access Hire strives to prevent it by providing training and equipment to keep employees safe.
4 Access Hire is one of the approved PASMA training centers in the UK. Training of the Prefabricated and Manufacturing Access Supplier Association is an industry standard in minimizing accident and injury risks to operations working on cellular scaffolding towers. PASMA training teaches workers to understand the risks so they know how to work safer in a very high place.

 

The PASMA training includes the Occupational Health and Safety Regulations and the prevailing high regulations in the UK. It also teaches workers how to use towers safely, check for damage and follow manufacturer’s guidelines.

PASMA photo cards showing a worker has received PASMA training received on sites throughout the UK and approved by UK Contractors Group. It must be renewed every five years.

The Health and Safety Executive reported that more than a quarter of all fatal workplace injuries in Britain over the past year, 37 from 144, were caused by a decrease from altitude. The majority of fatal declines, 18 out of 37, occurred in the construction sector.

Along with training, 4 Access Hire offers quality equipment including mobile aluminum scaffolding towers, podium steps and light staging. Its mobile scaffold tower is designed to be easy to carry, assemble and store, providing an ideal and safe working platform for use in homes, buildings or gardens.

The company supplies the Clickstak chimney scaffolding system, which is considered an alternative to traditional tubes and fitting scaffolding.

Our Anti-Fog Window Films Can Help To Tackle Condensation

Our Anti-Fog Window Films Can Help To Tackle Condensation

Window condensation is one of those things that we all have to deal with from time to time. We may wake up on a morning before work and find our car windshield misted up, forcing us to turn on the demisters… or you may have to wipe your bathroom mirror to even see yourself when brushing your teeth.
Nor is condensation just a problem in the domestic space. If you have responsibility for a swimming pool or sauna, for instance, you may have similar issues with glass enclosures becoming misted up, or if you run a retail store or supermarket, the condensation on your shop window or refrigerated display cabinets can be less than convenient.

Our Anti-Fog Window Films Can Help To Tackle Condensation

Say goodbye to misted-up glazing

What is the answer to such problems with condensation? Anti-Fog Window Films like those we provide here at Stockfilms could certainly be useful.

Our anti-fog window films are available in both 100-micron and 50-micron form, and incorporate a special anti-condensation layer that is designed to spread water across the surface of the glazing to which it is applied.

The result can be much-improved visibility for the benefit of both you and anyone else using the glass surface, helped further by the film’s clear and non-tinted nature.

Whichever of our anti-fog window films you choose, it can be applied to most types of glass. Installation is also quick, which makes it a viable alternative to the disruptive and expensive large-scale replacement of existing glazing. During the installation process itself, a protective liner on the face of the film also guards against it becoming scratched.

Experience our anti-fog window films for yourself

Our anti-fog window films can also screen Ultra-Violet (UV) rays to reduce fading to your home, office or other workplace’s interior furnishings. In addition, they are scratch resistant in the face of most non-abrasive window cleaning methods.

However, while our anti-fog window films have helped a wide range of customers to preserve visibility in their home, business or other property’s windows or mirrors, it is also important to note that many factors can cause condensation.

This is why we recommend that the user performs an in-situ trial with the product prior to purchasing. Simply call the Stockfilms team today, on 020 8441 0449, for a quote and to try out our anti-fog Window Films so that you can be sure of them being the right solution for you. Our Anti-Fog Window Films Can Help To Tackle Condensation

Hotel Booking is Right For Fun Family Vacation

Hotel Booking is Right For Fun Family Vacation

When planning a family holiday it is important that you book the right destination, the right hotel, the most convenient flight and the right family travel policy. You need to consider what your kids enjoy and what will keep them busy while fulfilling your holiday desires as well. A great place to start is with accommodation. As long as the hotel is right, you know you like a good thing, but booking a great family friendly hotel is not always easy.
Here are some considerations to get on the boat if you want to avoid a decision you might regret later.

Hotel Booking is Right For Fun Family Vacation

Do not Always Go To The Hotel Out Of The City

You can be forgiven for thinking a hotel out of town might be quieter and probably safer than downtown, but think again. Family Travel Magazine suggests that a more central hotel is actually a better option if you have children with you. The downtown location means all the attractions are closer, and after a day of sightseeing, when the kids are tired, you can just take a short trip to your hotel. Being in the city center also reduces the need for public transportation, which can be extra stress if you have a train with you.

While hotels outside the crowded city center may be considered more secure, this is not necessarily true. Sometimes, the more crowded the place, the more secure you are. Regardless of its location, however, as long as you have your family travel policy up to date, you can be sure that you are protected in case something goes wrong.

Staying central may be a little more expensive, but overall it will definitely work out more comfortably. Hotel Booking is Right For Fun Family Vacation

Check Out Kids’ Dining Options

It was all excellent booking an amazing city center hotel filled with great facilities, but if there is no restaurant that will serve your kids, then you could be in trouble. If children are well fed, they will be happy, and although many children will eat adult food, toddlers in particular can be forgiven for not wanting anything from the à la carte menu.

Before ordering, it’s good to ask the hotel what they can offer to the children or if they can suggest a cafe or restaurant nearby that has a children’s menu. Some hotels have microwaves in the room, which is good news if you are traveling with very young people.

Book Family Room

Make sure you ask what hotels they can offer in terms of room arrangements. Some hotels have rooms adjacent to adjoining corridors, which are perfect for older and more independent children. Rooms separated by doors are better for parents with younger children, as adults can maintain privacy while still hearing little children if there is a problem. Hotel Booking is Right For Fun Family Vacation

Do not Forget About Extras

Some hotels and resorts offer extras for families, so make sure you know. Ask about child-care services, kids clubs, children’s pools and other baby related items that will make your room safer for your toddler and reduce the risk you need to use the family travel policy.

Washing machines and dryers are also worth asking, as many hotels and resorts have this facility, which reduces worries about packing enough clothing. The on-site store is also very useful when you’re on a family trip, just in case a child needs a snack or an extra snack.

Family vacations are precious memories, so remember to organize, do your research before you go, and invest in a family travel policy for true peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning team of specialists in one global journey, annual travel insurance and family. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Comprehensive Travel Insurance and Fraudulent Claims

Comprehensive Travel Insurance and Fraudulent Claims

The world and its people keep moving. Greater access to transportation options has opened up the idea and reality of travel for many people. As our travel habits grow and flourish, be an element of good and bad experience.
After quite rarely bother issuing comprehensive travel insurance for your trip, nowadays it is a standard part of booking practice. Since this has become a more general cost for travelers, the industry must become more vigilant against false claims that, in the end, raise interest rates for all of us. Some fraudsters are pretty clever with their false claims – some are not.

 

Growing Industry

Since comprehensive travel insurance has become a necessity more than luxury for travelers, the industry must respond with greater coverage in anticipation of incidents. So much can be wrong when people leave the comfort of their own home and try to find out something unusual. The purpose of travel insurance is to eliminate these fears and not let ‘what if’ stop people from exploring the world. However, overseas environments can increase the likelihood of occurrences of strange events, and some people choose to capitalize on this possibility. Comprehensive Travel Insurance and Fraudulent Claims

The strange and beautiful

Even some legitimate claims made against traveler’s comprehensive travel insurance can sound really made! One claim, recently filed, is for medical expenses incurred after a head injury caused by a coconut. Another claim came from an unsatisfied skier whose holiday was devastated by the snow at the destination – amazingly, the insurance was paid!

Other claims come from unfavorable encounters with wild animals, miscalculation of fitness levels, or impulsive decisions that lead to poor old judgment. The travel insurance industry must stay afloat as claims become increasingly unreasonable and also keep an open mind, since very few are actually beyond the realm of possibility.

With rising claims (both original and fraudulent), travel insurance companies must be literal investigators, sometimes traveling to the home country of the claim, and / or having to collect witness statements to support the claim. Comprehensive travel insurance strives very hard to honor the ‘comprehensive’ element of the services they offer.

Not so smart Comprehensive Travel Insurance and Fraudulent Claims

People who make fake travel insurance claims seem to underestimate the amount of evidence needed to support their claims. Previous travel insurance claims can only be made, filed and believed through a conversation or written statement to your insurance agent.

The common claims are for coverage of lost or stolen items. Travelers these days are bringing more expensive electronic equipment, such as digital cameras, phones or laptops while on vacation with them, as well as other valuables, such as jewelry. Fortunately, our digital age is on the side of an insurance investigator who will ask for proof or purchase, proof of ownership of the photo, and perhaps even witness the event where the item is missing.

For example, after claiming that a very expensive ring was lost while on vacation, a plaintiff was asked to make photographic evidence of the ownership of this ring. Once the photo is submitted, it does not take much investigation talent to see the time / date stamp on the photo, which only proves that the plaintiff still has the ring he has after filing his suit. Try good

Internet is secure

It is understandable that travelers may not want to spend extra money on insurance that they may never use. However, the peace of mind that comprehensive travel insurance pays is just priceless. Those who try to ‘work the system’ rarely achieve their goals and will only raise interest rates for all of us. Fake insurance claims are still a crime, and crimes never pay (literally).

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in annual, family, single travel and all other types of comprehensive travel insurance. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.